With all the wind shaking up New England this past weekend, the list of property damage is long…and leaves lots of questions about whose tree hit whose home–and who pays the damages.
Here’s the basic rule to follow: No matter where a tree came from if it hits your house, you and your insurance company will be responsible for paying for the repairs. If the tree damages your home or property, you’ll file a claim with your homeowners insurance. If it damages your car, your auto insurance will cover it.
If your tree falls on your neighbor’s house the basic rule is that your neighbor’s homeowners policy covers the damage to your neighbor’s house.
As always, if you have questions or are getting conflicting information, we’re here to help you. Call us at 413-592-8118 or contact us online today.